Articles
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"Credit Card Wars: A Penalty for Thrift?", The New York Times, May 18, 2009
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"Save public from drowning in red ink", Democrat and Chronicle, April 11, 2007
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"The Power of Plastic", Navigating Your Financial Future, April 5, 2006
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"Whither the Life-Cycle? Middle-Class Families Struggling With Financial Distress", Boston Review, September/October 2005: 17-18
Research Reports
2015
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A FAILING GRADE FOR the POST-BAPCPA CREDIT COUNSELING AND BANKRUPTCY EDUCATION INDUSTRY? Persistent Conflicts of Interest, Rise of Outsourced Filipino Credit Counselors, and Questionable NonProfit Service Providers, with Anita C. Butera, Institute for Higher Education Law and Governance (IHELG), IHELG Monograph Series, University of Houston Law School, Houston, Texas.
2009
Using Shared-Equity Agreements to Reduce Foreclosures: Policy and Analysis
Keeping People in Their Homes: Policy Recommendations for the Foreclosure Crisis in Michigan (supported by the Michigan State Credit Union League)
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2008
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Responsible Debt Relief: An Algorithmic Assessment of Household Debt Capacity and Repayment Capability
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Trends and Future Directions in Consumer Financial Services: A Colloquium at Rochester Institute of Technology -- RIT on TV News: Credit Crisis Analysis
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2007
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2005
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New article by Dr. Manning critiques industry financed study of college student credit card debt co-authored by Dr. Michael Staten and John Barron of the Credit Research Center, Washington, D.C.
1999
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CREDIT CARDS ON CAMPUS:
Current Trends and Informational Deficiencies (31 pp.)
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CREDIT CARDS ON CAMPUS:
Social Costs and Consequences of Student Debt (55 pp.)
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CREDIT CARDS ON CAMPUS:
"Who Benefits From Soaring College Debt and What Are the Future Consequences to Higher Education"
(Forthcoming)